
13 Biblically-based Classes
Next class coming in early 2009
Cost of the 13 lesson course is $90 which includes a Financial Peace University kit. This kit includes:
- Text Book – Financial Peace- revisited by Dave Ramsey
- 13 Financial Peace Audio Lessons
- Financial Peace Workbook with all 13 fill-in lesson notes and additional information
- Financial Peace CD with all the Monthly Budget Forms
- Financial Peace Envelope System for Budgeting
Guarantee: you get lifetime family membership in this program, this means:
- You, your spouse, and all of any teenage children living in your home can go through the program “free” with you.
- You and your spouse can go through this program as many times as you like at no additional cost for the course.
If the above cost is a factor in you and your spouse attending, please see one of the Bayside Elders.
Class Schedule
Lesson 1 – Super Savers (Proverbs 21:20)
- Getting started planning
- Nine simple things to do
- Setting up saving plan
- Baby Step 1: Build emergency & rainy day funds
Lesson 2 – Relating With Money (Ephesians 4:2-3)
- Building a common focus
- The “Mars and Venus” of Men, Women and Money
- Shopping
- Marriages and Money
- Singles & Their Money
Lesson 3 – Cash Flow Planning (Proverbs 27:23)
- Building the “four walls”
- Setting up a seven-step financial process
- Major components of a healthy financial plan
Lesson 4 – Dumping Debt (Romans 13:18)
- Debunking the Myth of Debt
- Cosigning Loans
- Cash Advances
- Rent-to-Own
- Car Payments
- Car Leasing
Lesson 5 – Credit Sharks in Suits (Proverbs 22:1)
- Credit Bureaus
- Identity Theft
- Protection of the Federal Fair Trade Debt Collection Practices Act
- Collection Practices
Lesson 6 – Buyer Beware (Matthew 6:21)
- Profile of the Enemy
- Their Four “Tricks Of The Trade”
- Development of Power Over Purchase
Lesson 7 – Cause and Effect-Insurance (Ecclesiastes 5:5)
- Basic Types of Coverage Needed
- How Much? Insurance: Auto, Homeowners, Disability, Health, Long Term Care
Lesson 8 – That’s Not Good Enough! (Proverbs 11:1)
- Buy only Big
- Big Bargains
- The 1st Key: Negotiate Everything
- The Seven Basic Rules Of Bargaining
- Places to Find Really Great Deals
Lesson 9 – Of Mice and Mutual Fund (Ecclesiastes 11:2)
- Under-standing Investments
- KISS=Rule of Investing
- Risk Return Ratio
- Diversification
- Investing; Money Markets, Mutual Funds, Stocks, etc.
Lesson 10 – From Fruition To Tuition (Proverbs 13:22)
- Retirement & College Planning Plans: IRA, Roth IRA, 401K, 403B & 457 Retirement Plans
- Rollovers
- The “4 Nevers” of College Planning
Lesson 11 – Working In Your Strengths (2 Chronicles 15:7)
- Careers and Extra Jobs
- Business Employment Trends
- Understanding Your Personal Characteristics
- Resumes
Lesson 12 – Real Estate and Mortgages (Proverbs 24:27)
- Buying a Home as an Investment
- Advantages and Disadvantages of Types of Mortgages: Basic Ways To Finance A Home
Lesson 13 – The Great Misunderstanding (Psalm 24:1)
- Owners vs. Managers
- Christian Giving
- Old and New Testament Instructions for Giving
- Financial Peace
- I Corinthians 13:3
For more information contact Bob or Allene Stoddert: (757) 356-9999 or Email Bob Stoddert