He is the image of the invisible God, the firstborn over all creation... - Colossians 1:15

13 Biblically-based Classes

Next class coming in early 2009

Cost of the 13 lesson course is $90 which includes a Financial Peace University kit. This kit includes:

  1. Text Book – Financial Peace- revisited by Dave Ramsey
  2. 13 Financial Peace Audio Lessons
  3. Financial Peace Workbook with all 13 fill-in lesson notes and additional information
  4. Financial Peace CD with all the Monthly Budget Forms
  5. Financial Peace Envelope System for Budgeting

Guarantee: you get lifetime family membership in this program, this means:

  • You, your spouse, and all of any teenage children living in your home can go through the program “free” with you.
  • You and your spouse can go through this program as many times as you like at no additional cost for the course.

If the above cost is a factor in you and your spouse attending, please see one of the Bayside Elders.

Class Schedule

Lesson 1 – Super Savers (Proverbs 21:20)

  • Getting started planning
  • Nine simple things to do
  • Setting up saving plan
  • Baby Step 1: Build emergency & rainy day funds

Lesson 2 – Relating With Money (Ephesians 4:2-3)

  • Building a common focus
  • The “Mars and Venus” of Men, Women and Money
  • Shopping
  • Marriages and Money
  • Singles & Their Money

Lesson 3 – Cash Flow Planning (Proverbs 27:23)

  • Building the “four walls”
  • Setting up a seven-step financial process
  • Major components of a healthy financial plan

Lesson 4 – Dumping Debt (Romans 13:18)

  • Debunking the Myth of Debt
  • Cosigning Loans
  • Cash Advances
  • Rent-to-Own
  • Car Payments
  • Car Leasing

Lesson 5 – Credit Sharks in Suits (Proverbs 22:1)

  • Credit Bureaus
  • Identity Theft
  • Protection of the Federal Fair Trade Debt Collection Practices Act
  • Collection Practices

Lesson 6 – Buyer Beware (Matthew 6:21)

  • Profile of the Enemy
  • Their Four “Tricks Of The Trade”
  • Development of Power Over Purchase

Lesson 7 – Cause and Effect-Insurance (Ecclesiastes 5:5)

  • Basic Types of Coverage Needed
  • How Much? Insurance: Auto, Homeowners, Disability, Health, Long Term Care

Lesson 8 – That’s Not Good Enough! (Proverbs 11:1)

  • Buy only Big
  • Big Bargains
  • The 1st Key: Negotiate Everything
  • The Seven Basic Rules Of Bargaining
  • Places to Find Really Great Deals

Lesson 9 – Of Mice and Mutual Fund (Ecclesiastes 11:2)

  • Under-standing Investments
  • KISS=Rule of Investing
  • Risk Return Ratio
  • Diversification
  • Investing; Money Markets, Mutual Funds, Stocks, etc.

Lesson 10 – From Fruition To Tuition (Proverbs 13:22)

  • Retirement & College Planning Plans: IRA, Roth IRA, 401K, 403B & 457 Retirement Plans
  • Rollovers
  • The “4 Nevers” of College Planning

Lesson 11 – Working In Your Strengths (2 Chronicles 15:7)

  • Careers and Extra Jobs
  • Business Employment Trends
  • Understanding Your Personal Characteristics
  • Resumes

Lesson 12 – Real Estate and Mortgages (Proverbs 24:27)

  • Buying a Home as an Investment
  • Advantages and Disadvantages of Types of Mortgages: Basic Ways To Finance A Home

Lesson 13 – The Great Misunderstanding (Psalm 24:1)

  • Owners vs. Managers
  • Christian Giving
  • Old and New Testament Instructions for Giving
  • Financial Peace
  • I Corinthians 13:3

For more information contact Bob or Allene Stoddert: (757) 356-9999 or Email Bob Stoddert